2019 was another incredible year of doing what we love to do. Insuring families and preparing them financially for one of the worst days of their lives. I am so grateful and honored to work with our talented group of partners & associates who make us the strong, growing, flourishing company that we are. Most important I'm grateful for your integrity and loyalty to the UBI vision and family! 2020 we are looking for those agents that are looking for a home. As we leave one more year behind and move forward into the next. 2020, our principles & values are rock solid as ever. We are committed more than ever before to our agents and their families who partner with UBI and the Ted Wilson Jr Group. We are focused 100% not to be out worked & to providing the best customer service to our policy holders and future clients in this industry. To our agents and your families, THANK YOU for 2019! 2020 we'll set a new standard of excellence.

Ted Wilson Jr
President, Universal Benefits

"Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do."

Lincoln Heritage Life Insurance Company

Lincoln Heritage is committed to helping families across the country in their darkest hours, through simplified processes and quick, personal service. As a Lincoln Heritage agent, you will be partnered with one of the best in final expense! Since 1963, the company has been focused on providing the best service it can to both the final expense buyer and the final expense agent.


  • Founded in 1981 by Ted Wilson Sr., UBI formed a partnership with Lincoln Heritage Life Insurance Company in 1989.