May 24th, 2020

As the situation around the 2019 Novel Coronavirus (COVID-19) continues to develop, our paramount concern has been for the health and safety of our agents, associates & policy holders. We can proudly report that 99% of our agents and their families are and have been safe from COVID-19!

Universal Benefits Inc is an essential life insurance provider to the communities we serve, and we’re committed to offering products and services during times of crisis and natural disaster. People depend on us for life insurance benefits, customer service, price quotes, claims service & funeral funding and planning.

We’ve made several temporary changes to our business as we look out for your safety and the safety of our associates.

Safety Measures:

We’re temporarily adjusting how all of our agents and associates do business. For the time being we are strongly asking and urging all our associates to follow all federal, state & local laws concerning Cov19. As of April 1st 2020, our agents have been following all federal, state and local recommendations. Since our transition during this uncertain time, our sales have SOARED! April 2020 was a record volume for the month. As of May 24th, Universal Benefits is on pace to set an ALL TIME SALES RECORD for new sales for a single month. Claims; our claim payouts to our policy holders have also increased and hasn't caused any financial impact with our carriers!

Universal Benefits Inc, will continue to promote social and physical distancing until further notice of US health officials such as the Centers for Disease Control (CDC).

Supporting Our Local Communities:

Over the next several weeks we along with our voluntary associates will donate to hospitals, healthcare providers and first responders in the communities we serve.

Lincoln Heritage Life Insurance Company

Lincoln Heritage is committed to helping families across the country in their darkest hours, through simplified processes and quick, personal service. As a Lincoln Heritage agent, you will be partnered with one of the best in final expense! Since 1963, the company has been focused on providing the best service it can to both the final expense buyer and the final expense agent.


  • Founded in 1981 by Ted Wilson Sr., UBI formed a partnership with Lincoln Heritage Life Insurance Company in 1989.