Content Warning: The following contains comments about Covid-19, racism, murder, police brutality, and may be triggering. June 25th, 2020

As the situation around the Coronavirus (COVID-19) continues to develop, our paramount concern has been for the health and safety of our agents, associates & policy holders. We can proudly report that 99% of our agents and their families are and have been safe from COVID-19! We will continue to monitor and follow all state, local and federal laws to insure the safety of our agents and policy holders.


We now face head on the problems and pain caused by racial injustice, an open wound issue that has afflicted our nation for generations. The murder of George Floyd has brought to the surface demands for change that our nation must hear and answer. Like many of you, my family has spent much of the past few weeks watching and absorbing news of the protests over the death of George Floyd. Wounds are still fresh from the recent deaths of Ahmaud Arbery, Breonna Taylor.  This is all taking place in the middle of a terrible global pandemic which has exposed the already significant inequality in the US with disproportionate impact on the black community. I'm heartbroken by these recent events words alone are insufficient. What we do, how we show up, how we move forward — this is what is most important. Our nation must do better.


This problem of systematic racism isn't something new to Universal Benefits. For 39 years we have been engaged in dialogue with local and civic leaders about such matters. Not only have we been aware of systematic racism in our nation. We have been thoroughly aware of systematic racism and sexism in the insurance industry.  We strongly believe that to end being a victim of racism, one must break the poverty cycle within their only family through economic opportunities leading to economic empowerment. The most important motivation here at the Ted Wilson Jr Group and Universal Benefits  is to help people become economically empowered. Economic opportunity — access to income — is core to the fight against racism, injustice, and inequity. It is through honest sincere opportunity and hard work that we believe all people in America can rise and eliminate the poverty cycle within so many American families.

I am proud of the company that we and so many others have worked to build. I am proud of the diversity, the success stories, and the service we offer to under-served people. I am extremely proud of the leadership of our carriers. I am most proud of the leadership at Lincoln Heritage, for leading on matters of equality and eliminating systematic racism in America. We know where they stand and we back them 100%. Despite everything that I can do I feel I can do more. I, like all Americans, want my children and my grand children to live in a better country than the one my ancestors, grandparents, parents & myself were born into. We all have an important role to play as allies and partners. I encourage you to educate yourself and find ways to take action where you are.

Ted Wilson Jr
President, Universal Benefits
Ted Wilson Jr


Lincoln Heritage Life Insurance Company

Lincoln Heritage is committed to helping families across the country in their darkest hours, through simplified processes and quick, personal service. As a Lincoln Heritage agent, you will be partnered with one of the best in final expense! Since 1963, the company has been focused on providing the best service it can to both the final expense buyer and the final expense agent.


  • Founded in 1981 by Ted Wilson Sr., UBI formed a partnership with Lincoln Heritage Life Insurance Company in 1989.